Fatal error: Uncaught Error: Failed opening required 'local-settings.php' (include_path='.;C:\php\pear') in C:\melius\michael.douglas\web\prod\credpay\_common\classes\mls-rest-api\sample\includes\includes.php:3 Stack trace: #0 C:\melius\michael.douglas\web\prod\credpay\_common\classes\mls-rest-api\sample\index.php(2): require() #1 {main} thrown in C:\melius\michael.douglas\web\prod\credpay\_common\classes\mls-rest-api\sample\includes\includes.php on line 3